Griffin Underwriting Services is pleased to announce that it has joined forces with RT Specialty effective January 3rd, 2023.

Condo & Homeowner Association

Whether an association is just a few units or a large complex with swimming pools and playgrounds they may face severe financial risk from both property loss or liability claims.

Product Features


  • TIV in-house limits up to $2,000,000; brokerage capacity $100,000,000+
  • Coverage available for buildings, contents, equipment breakdown, clubhouses, recreation center, playground equipment, gates, outside signs, and owner improvements.
  • Basic, broad or special form available
  • Replacement cost, functional replacement cost or actual cash value

General Liability:

  • Primary limits up to $5,000,000; excess limits up to $10,000,000
  • Medical payment limit up to $10,000
  • Additional interests included at no charge
  • Coverage available for streets, roads, playgrounds, pools, and beaches

Optional Coverages:

  • Crime, when controls are in place
  • Non-owned autos, hired autos, or owned autos for maintenance
  • Employment practices liability (see separate product from menu for applications and guidelines)
  • Earthquake and DIC (see separate product from menu for applications and guidelines)
Advantages of Writing with Griffin
  • Ability to write as a package or monoline
  • We have access to multiple markets that allow us to cater to both small and large associations
  • High limits available on both property and general liability
  • An underwriting department devoted to service
  • Ability to write accounts with past claims (submit loss runs with application to speed up the process)
Eligible Risks
  • Established community associations where all development and/or construction is completed
  • Single-family Homeowner Associations
  • Townhouse/Townhome Associations
  • Residential Condominium Associations
  • Time-share Condominium Associations
  • Vacation Condominium Associations
  • Cooperative Housing Corporations
  • If complex has a pool, it will need to be submitted for underwriting approval

Online Quoting - "Mini" Package

Please note that the quoting link on this page is intended for small COA/HOAs with a maximum of 5 units, and it will bundle a “mini” package of general liability, property, and D&O. 

We can certainly write larger COA/HOAs, but those quoting links are found on other pages:

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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