Commercial Earthquake and Difference In Conditions

Earthquakes are a very real danger in many areas. Don’t let your clients’ businesses remain unprotected!

Earthquake Product Features:
  • In-house authority up to $13,000,000
  • Brokerage capacity $100,000,000+
  • Total insured value per location is available, and loss limits
  • Replacement cost value or actual cash value, and functional value
  • Deductibles available at 2%, 5%, 10%, or 15%
  • Co-insurance available at 80%, 90%, 100%, waive co-insurance available
  • Financing available
Difference In Conditions (DIC) Product Features:
  • Same product features as Earthquake, with the addition of flood and landslide perils
  • Product available in AK, CA, NV, OR, TX, UT, and WA - but other states can be submitted to brokerage markets
Optional Coverages:
  • Business personal property
  • Business income
  • Loss of rents
  • Ordinance or law (A, B, or C)
  • Sprinkler leakage on braced and dry systems
  • Foundations
  • Post and pillar
  • Underground utilities
Advantages of Writing with Griffin
  • Low minimum premiums
  • Attractive pricing on brick, brick veneer or stucco construction
  • Especially competitive on older risks
  • Quick turn around on submissions
Eligible Risks
  • Product available in most states
  • Any type of construction
  • Condos
  • Buildings do not have to be retrofitted
  • No limits on age of building

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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