Griffin Underwriting Services is pleased to announce that it has joined forces with RT Specialty effective January 3rd, 2023.

Employment Practices Liability (EPL)

How many small businesses do you know that can afford $150,000 in defense costs if suit is brought against them? Not many. Any company with employees should seriously consider obtaining EPL coverage.

Product Features
  • A.M. Best Rated “A-” or better companies
  • Minimum premiums start at $750
  • Retentions start at $1,000
  • Duty to defend
  • Broad definition of wrongful employment act

Optional Coverages Include (among others):

  • Defense expenses outside limits
  • Defense expenses wage & hour
  • Full prior acts
  • Coverage for independent contractors
  • 3-year policies
  • Third party discrimination
  • Workplace violence
Quoting with Griffin
  • Online quotes are quick and easy
  • For risks with over 10 employees, submitting a complete application allows us to test our other markets for a more competitive quote
  • Written as a standalone policy; or packaged with D&O, Crime, or Cyber Liability
Why Buy Employment Practices Liability Insurance?

Over 40% of Employment Practices Liability claims are brought against private employers with fewer than 100 employees
47% of plaintiff verdicts are between $100,000 and $500,000
Employment Practices Liability provides protection against:

  • Discrimination and harassment
  • Wrongful termination
  • Wrongful infliction of emotional distress
  • Wrongful discipline
  • Negligent evaluation
  • Mismanagement of employee benefit plans
  • Failure to employ or promote
  • Defense expense for wage and hour claims
Eligible Risks
  • Construction
  • Bars & Restaurants
  • Hospitality
  • Retail
  • Manufacturing
  • Municipality
  • Entertainment
  • Law Firms
  • Social Services
  • ...and MORE!

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
< Back to Products