Griffin Underwriting Services is pleased to announce that it has joined forces with RT Specialty effective January 3rd, 2023.

Vacant Property

Buildings that are vacant for extended periods of time are susceptible to vandalism, theft, and arson, often due to a reduction in maintenance and security oversight. Many property owners are surprised to learn that if their property is vacated, coverage becomes void after sitting empty for a designated span of time. Griffin has a number of markets - for both residential and commercial risks - and coverages to ensure that all types of vacant property receive the broadest form possible with the least expensive premium.

Product Features
  • 3, 6 and 12 month terms available
  • 25% minimum earned on some 12mos. terms
  • Monoline or package policies available
  • Special Form can be available if building is newer or updated


  • Building coverage
  • Basic, Broad, or Special Form available
  • Replacement cost/actual cash value
  • TIV in-house limits up to $4,000,000, higher limits available through brokerage markets

General Liability:

  • Primary limits up to $2,000,000
  • Medical payments up to $10,000
  • Additional Insureds available
  • Coverage limited to designated premises
  • Excess/Umbrella limits up to $25,000,000
  • A no-deductible option is available
Eligible Risks
  • Foreclosed properties, if owner has moved
  • In-house authority if vacant for 2 years or less, can write long term vacancies with carrier referral
  • Vacancies with remodeling exposure
  • No bankruptcies
  • Under renovation

Personal Lines Dwelling Fire - For residential risks, to place coverage on a Dwelling Fire coverage form, see this product instead. Submit Vacant Questionnaire along with ACORD 84 Dwelling Fire application.

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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