Errors & Omissions (Specified Professions)

Product Features

• Provides coverage in the event a mistake or wrongful act is committed while an insured is providing professional services resulting in a financial loss for their client
• Defense costs outside the limit of liability on most classes
• Coverage for personal injury
• Optional professional package available for many classes
• Designed for startups as well as large national accounts
• Customized coverage option can be tailored for each individual risk
• No deductible available on select classes

Requirements

For the most precise proposals include the following along with the applications for each new business submission:

1. Resume, C.V. or Statement of Qualifications
2. Expiring Declarations Page(s), including limits and retro-active date.
3. Loss runs and/or detailed claims information

Advantages of Writing with Griffin

• Industry has no standardized forms; Griffin’s brokers are particularly vigilant and able to compare multiple carriers to provide the best terms, broadest coverage, and most competitive pricing available.
• Several applications are available online that are specific to the class of business. This ensures you only answer the questions relevant to the insured.

Eligible Classes

• Accountants and Small Accounting Firms
• Actuaries
• Administrative Support Services *
• Advertising and Marketing
• Answering Services *
• Architects and Engineers
• Background Check Services *
• Billing Services - Non Medical *
• Caterers *
• Churches and Religious Organizations
• Claims Adjuster *
• Coaching Services *
• Concierge Services *
• Consultants
• Couriers *
• Court Reporters *
• Damage Appraisers *
• Design Build and Construction Managers
• Document Destruction or Management Services *
• Event Planners *
• Exhibit Designers *
• Funeral Homes
• Graphic Designers *
• Home Inspector
• Insurance Agents
• Insurance Inspectors and Risk Managers *
• Interior Designers* (if licensed, see Architects & Engineers) 
• Interpreters *
• Kidnap and Ransom
• Land Surveyors
• Lawyers
• Medical Marijuana Dispensaries
• Medical Transcriptionist *
• Messenger Services *
• Miscellaneous Professionals
• Notaries *
• Oil and Gas Professionals
• Paralegal
• Photographers *
• Printers *
• Private Investigators
• Property Managers
• Public Relations Consultants *
• Real Estate Appraisers
• Real Estate Closing Services *
• Real Estate Professionals
• Recruitment, Employment, and Staffing Agencies
• Research and Development Professionals
• Screening Services *
• Social Services
• Tattoo and Body Piercing
• Tax Preparers and Bookkeepers* (if Payroll Processing, Submit)
• Title Agents, Abstractors and Escrow Agents
• Translators *
• Travel Agents
• Veterinary Services
• Wedding Planners and Coordinators *
• Youth Sports

We can write Professional coverage for numerous other classes of business as well.  For classes that fit into these categories, see separate Product pages:

• Condo and Homeowner Associations 
• Technology
• Social Service Organizations
• Directors & Officers (Corporate/For-Profit and Non-Profit)
• Allied Health and Medical Malpractice (Medical-related classes)
   

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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