Social Services & Non-Profit Organizations

Special people need special coverage! We can write products designed to cover professionals and volunteers alike for exposures encountered during work in the non-profit and social service sector.

Product Features
  • General liability is occurrence or claims made basis; $1,000,000/3,000,000 limit
  • Professional liability $1,000,000/3,000,000 limit
  • Physical and sexual abuse; up to $1,000,000 sub limit
  • Directors & officers liability $5,000,000 limit
  • Employment practices liability
  • Auto liability & physical damage for non-owned, and hired autos
  • Commercial property for building, contents, business income, equipment breakdown, crime, and inland marine
  • Data breach
  • Special events; $1,000,000 limit
  • Excess liability; $10,000,000 limit
Why Do Organizations Need Coverage?
  • They can be sued by their employees, committee members, volunteers and/or clients.
  • Nearly 85% have an annual budget that is less than the average cost to defend a single claim closed by litigation. Example claims:
    -   Misappropriation of funds
    -   Data breach
    -   Slip and fall
  • Employment-related laws are the same for any type of organization leaving your client vulnerable to claims for:
    -   Wrongful termination
    -   Sexual harassment & discrimination
    -   Religious persecution
Eligible Social Service Risks
  • Job Training
  • Family Counseling
  • Rehab Centers
  • Detention Centers
  • Elderly & Disabled Care
  • Food Services
  • Community Action Groups
  • Thrift Stores
  • Referral Agencies
  • Religious Retreats Camps
  • Churches
    ...and MORE!
Eligible Non-Profit Risks
  • Associations & Trusts
  • Boys & Girls Clubs
  • Chamber of Commerce
  • Galleries & Museums
  • Gardens & Arboreta
  • Recreational Programs
  • Humane Societies
  • Dance Groups
  • Schools
  • Cemeteries
  • Charities
  • Preservationists
    ...and MORE!

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
< Back to Products