Special Event

Product Features

• General liability coverage and/or commercial liquor liability coverage available for events up to 10,000 attendees per day on most risks
• Host liquor liability can be included with general liability on most risks
• Limits up to $1,000,000/2,000,000 available online, higher limits available in-house
• Minimum premiums as low as $250
• Automatic coverage for volunteers, temporary or leased workers, and committee members
• Food and beverage coverage provided
• Medical payments coverage
• Coverage for damage to rented premises
• Property owner can be included as additional insured at no charge
• Extra days for Set-up/Take-down often available at no charge
• Rain date coverage available with one carrier
• No deductible

Why Purchase Event Insurance?

• Event insurance is often a requirement by the facility, park, auditorium and/or city where the event takes place
• Exposures arising out of Special Events are commonly not covered by Homeowners or General Liability policy
• Depending on the laws of your client’s state they may be held liable for:
  -  The actions of an intoxicated or underage person if liquor is served at the event
  -  Claims alleging “property damage,” “bodily injury,” or “medical payments” caused by negligent operations or activities

Eligible Risks

• Indoor boat show
• Festivals
• Corn maze
• Block party
• Wedding
• Beer tent/garden
• Birthdays/Quinceaneras
• Bar and Bat Mitzvahs
• Holiday Party
• Conventions
• Exhibitions
• Car wash
• Sporting event
• Christmas tree lot
• U-Cut tree farm
• Pancake breakfast
• ...and more!

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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