Outfitters & Guides

An Outfitter or Guide is not only exposed to nature’s elements but also a wide range of legal liability. Make sure they have the coverage they need to weather any storm!

Product Features

Available as a monoline or package policy

Property:

  • TIV in-house limits up to $3,000,000, higher limits available
  • Building, contents, business income, equipment breakdown, and outside signs coverages available
  • Basic, broad or special form available
  • Replacement cost or actual cash value

General Liability:

  • Primary limits up to $3,000,000
  • Medical payments at $5,000 included
  • Deductible not required
  • Excess or Umbrella limits up to $25,000,000

Optional Coverages:

  • Inland Marine: Insureds’ & their customers’ personal property & equipment
  • Crime
  • Boat coverage
Why Outfitters & Guides Insurance?
  • Liability insurance for outfitters and guides is often required by law
  • Helps clients stay in good standing with local landowners, the Forest Service, National Parks, and the Bureau of Land Management
Eligible Risks
  • Outfitting operations that provide outdoor equipment and supplies
  • We specialize in white water rafting guides and can write businesses rafting in class 4 rivers
  • Other guides we work with:
    -   Fishing
    -   Hunting
    -   Hiking and backpacking
    -   Cross-country skiing
    -   Canoeing and kayaking
    -   Mountain biking
    -   Guided Bicycle Tours (on public roads or not?)
    -   Horse Drawn Carriage Rides (on public roads or not?)
    -   Walking Tours (provide total # of attendees and tours per year)
    -   ...and MORE!

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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