Outfitters & Guides

Product Features

Available as a monoline or package policy

Property:

• TIV in-house limits up to $3,000,000, higher limits available
• Building, contents, business income, equipment breakdown, and outside signs coverages available
• Basic, broad or special form available
• Replacement cost or actual cash value

General Liability:

• Primary limits up to $3,000,000
• Medical payments at $5,000 included
• Deductible not required
• Excess or Umbrella limits up to $25,000,000

Optional Coverages:

• Inland Marine: Insureds’ & their customers’ personal property & equipment
• Crime
• Boat coverage

Why Outfitters & Guides Insurance?

• Liability insurance for outfitters and guides is often required by law
• Helps clients stay in good standing with local landowners, the Forest Service, National Parks, and the Bureau of Land Management

Eligible Risks

• Outfitting operations that provide outdoor equipment and supplies
• We specialize in white water rafting guides and can write businesses rafting in class 4 rivers
• Other guides we work with:
  -   Fishing
  -   Hunting
  -   Hiking and backpacking
  -   Cross-country skiing
  -   Canoeing and kayaking
  -   Mountain biking
  -   Guided Bicycle Tours (on public roads or not?)
  -   Horse Drawn Carriage Rides (on public roads or not?)
  -   Walking Tours (provide total # of attendees and tours per year)
  -   ...and MORE!

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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