Comprehensive Personal Liability - Excess

Expand underlying Personal Liability all the way up to $5,000,000, if eligible.  Gain valuable peace of mind for your insureds by stacking their liability limits so they can weather whatever comes their way.

Excess CPL Product Features
  • Excess personal liability for 1-4 dwellings
  • Limits up to $5,000,000 on risks with attachment point of $300,000
  • Limits up to $1,000,000 on risks with attachment point of $100,000
  • Follow form policy
  • Up to 15 locations
  • Defense outside the limit
  • Multiple additional insureds can be added at no additional premium
Eligible Risks
  • Properties listed on home-sharing sites (Airbnb, VRBO, etc)
  • Monthly, weekly, and nightly rentals that require higher limits
  • Named Insured:
    -  Individuals
    -  Trusts
    -  Estates
    -  LLCs
    -  Limited Partnerships
    -   Corporations
  • Condo Units
  • Mobile Homes
  • Tenants
  • Vacant dwellings (must have $300,000 in underlying)
  • Vacant Land up to 250 acres, including incidental structures
  • Short Term Rentals, seasonal/secondary homes
  • RV lots
  • Properties with Swimming Pools

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
< Back to Products