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One weekend night, vandals climbed onto the roof of a building and used a sledgehammer to damage the heating and air-conditioning unit. Damage was also done to the roof of the building where the heating and air conditioning units were located. Later that week, the local police apprehended some juveniles who had vandalized the insured’s building and some other businesses in the area.
A patient in a physician’s office was injured when the chair upon which they were seated collapsed. The claimant suffered a sprained arm which resulted in a claim payment of $2,500.
A power surge caused damage to office phone equipment, making them inoperable. This resulted in a loss of business for two days.