Lessor’s Risk

Griffin has numerous markets for placement of accounts with lessor’s risk exposure. Buildings are not required to be 100% leased, and mixed-use (including habitational) can be considered.

Product Features
  • Monoline Liability, monoline Property, or Package are all available
  • Low minimum premiums
  • Submit Acord applications for partially vacant risks; please provide square footage of vacant space vs rented space, and what type of tenants.  Can also consider risks under renovation.

General Liability:

  • Limits available up to $1,000,000 per occurrence/$2,000,000 aggregate, up to $5,000,000
  • Expanded definition of bodily injury to include mental anguish and emotional distress
  • Hostile Fire Exception to Pollution Exclusion
  • Hired and Non-Owned Auto Liability coverage available
  • No liability deductible
  • Credits may be available for:
    -   Applicants requiring all commercial tenants to name the applicant as an additional Insured
    -   Applicants requiring the tenant to be responsible for general condition of pavements and curbs (including ice/snow removal)

Property:

  • Equipment Breakdown – may include free boiler inspection if required in your jurisdiction
  • Special Causes of Loss and Replacement Cost Coverage is available
  • Property Limits up to $3,000,000 (Depending on protection class and occupancy of tenant)
  • Property Limits up to $5,000,000 for 100% commercial office occupancies

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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