Griffin has numerous markets for placement of accounts with lessor’s risk exposure. Buildings are not required to be 100% leased, and mixed-use (including habitational) can be considered.
Product Features
Monoline Liability, monoline Property, or Package are all available
Low minimum premiums
Submit Acord applications for partially vacant risks; please provide square footage of vacant space vs rented space, and what type of tenants. Can also consider risks under renovation.
General Liability:
Limits available up to $1,000,000 per occurrence/$2,000,000 aggregate, up to $5,000,000
Expanded definition of bodily injury to include mental anguish and emotional distress
Hostile Fire Exception to Pollution Exclusion
Hired and Non-Owned Auto Liability coverage available
No liability deductible
Credits may be available for:
- Applicants requiring all commercial tenants to name the applicant as an additional Insured
- Applicants requiring the tenant to be responsible for general condition of pavements and curbs (including ice/snow removal)
Property:
Equipment Breakdown – may include free boiler inspection if required in your jurisdiction
Special Causes of Loss and Replacement Cost Coverage is available
Property Limits up to $3,000,000 (Depending on protection class and occupancy of tenant)
Property Limits up to $5,000,000 for 100% commercial office occupancies
Quoting & Applications
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*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed