Griffin Underwriting Services is pleased to announce that it has joined forces with RT Specialty effective January 3rd, 2023.

Personal Umbrella

Family and daily activities result in lawsuit exposures every day; Personal Umbrella Insurance is a small price to pay for peace of mind! 
We have three carriers with whom we place Personal Umbrella business. All are quality, A-rated carriers, and each have their own guidelines, appetites, and restrictions.

Our Products Feature:

Insured’s residence may include vacant land

Broad definition of bodily injury to include mental anguish

Preferred and Standard

  • Limits up to $5,000,000 for preferred
  • Excess UM/UIM available

Celebrity or High Profile

  • Limits up to $5,000,000 for preferred
  • Excess UM/UIM available
  • No self-insured retention
  • Priced appropriately

Farm and Ranch Owners

  • Designed for family and gentleman farms with no commercial exposure
  • Limits up to $5,000,000 for preferred
  • Excess UM/UIM available
  • Farms up to 2,000 acres and 250 grazing animals/livestock
  • Farm operations may be conducted by insured or leased to a tenant
Why Personal Umbrella Insurance?

Insured’s assets are greater than their insurance liability
Insured hosts guests on their property
Insured owns watercraft or off-road vehicles
Insured owns rental properties

Eligible Risks

Named Insured:

  • Individuals
  • Trusts
  • Estates
  • LLCs
  • Limited Partnerships

High Risk Households with:

  • DUIs
  • Multiple convictions
  • Multiple accidents
  • Youthful drivers with prior history

Celebrity or High Profile:

  • Individuals in the public eye
  • Professional athletes and coaches
  • Entertainers
  • CEOs of Fortune 500 Companies

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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