Personal Umbrella

Our Products Feature:

Insured’s residence may include vacant land

Broad definition of bodily injury to include mental anguish

Preferred and Standard

• Limits up to $5,000,000 for preferred
• Excess UM/UIM available

Celebrity or High Profile

• Limits up to $5,000,000 for preferred
• Excess UM/UIM available
• No self-insured retention
• Priced appropriately

Farm and Ranch Owners

• Designed for family and gentleman farms with no commercial exposure
• Limits up to $5,000,000 for preferred
• Excess UM/UIM available
• Farms up to 2,000 acres and 250 grazing animals/livestock
• Farm operations may be conducted by insured or leased to a tenant

Why Personal Umbrella Insurance?

Insured’s assets are greater than their insurance liability
Insured hosts guests on their property
Insured owns watercraft or off-road vehicles
Insured owns rental properties

Eligible Risks

Named Insured:

• Individuals
• Trusts
• Estates
• LLCs
• Limited Partnerships

High Risk Households with:

• DUIs
• Multiple convictions
• Multiple accidents
• Youthful drivers with prior history

Celebrity or High Profile:

• Individuals in the public eye
• Professional athletes and coaches
• Entertainers
• CEOs of Fortune 500 Companies

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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