We have a broad appetite, able to write general liability and property on a monoline or packaged basis for nearly 100 classes of retail businesses or “Main Street Mercantile”.

Product Features
  • Can be written on a BOP or Commercial Package, depending on class and risk characteristics
  • Low minimum premiums starting at $450
  • Property enhancement (“Value Plus”) available
    -   Theft coverage available – even without central station alarm – for many classes
Eligible Risks
  • New Ventures
  • 24-hour operations
  • Up to $3,000,000 in sales
  • Mixed occupancy (habitational)
  • Gift Shop
  • Jewelry store
  • Pet Store
  • Book Store
  • Ice Cream Shop
  • Bakery or candy store
  • Shoe Repair
  • Furniture Store
  • Antiques Store
  • Art Gallery
  • Sporting Goods Stores
  • Variety Stores
  • Can write smoke shops, but theft exclusion will apply, as will a limit on amount covered for contents
  • Can write gun shops, but black powder and ammo need to be stored separately from firearms

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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