We have a broad appetite, able to write general liability and property on a monoline or packaged basis for nearly 100 classes of retail businesses or “Main Street Mercantile”.
Product Features
Can be written on a BOP or Commercial Package, depending on class and risk characteristics
Low minimum premiums starting at $450
Property enhancement (“Value Plus”) available
- Theft coverage available – even without central station alarm – for many classes
Eligible Risks
New Ventures
24-hour operations
Up to $3,000,000 in sales
Mixed occupancy (habitational)
Gift Shop
Jewelry store
Pet Store
Book Store
Ice Cream Shop
Bakery or candy store
Shoe Repair
Furniture Store
Antiques Store
Art Gallery
Sporting Goods Stores
Variety Stores
Can write smoke shops, but theft exclusion will apply, as will a limit on amount covered for contents
Can write gun shops, but black powder and ammo need to be stored separately from firearms
Quoting & Applications
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*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
