Griffin Underwriting Services is pleased to announce that it has joined forces with RT Specialty effective January 3rd, 2023.

Janitorial Services

Product Features
  • General Liability, Property and Inland Marine available for Residential, Office or Mercantile cleaning services
  • Up to 50% of operations can involve floor waxing
  • Up to 25% of annual sales can be subcontracted
  • Up to 50% of annual sales can be from a combination of landscaping, lawn, maintenance, interior painting, carpet cleaning, and window cleaning
  • Blanket additional insured available for commercial janitorial contractors
  • Usually rated on a per-employee basis
  • No liability deductible
  • Some carriers provide free or discounted background check services
  • Non-auditable policy in most cases
  • Minimum premiums starting at $440

Optional Coverages:

  • Broad optional coverages vital to janitorial services are available:
  • Contractor’s equipment floater ($10,000 blanket limit, $2,500 any one item, $500 deductible)
  • Rental reimbursement for damaged equipment ($250/day; $5,000 any one loss)
  • Lost key coverage ($25,000 limit)
  • Property damage extension ($5,000 each occurrence, $25,000 aggregate)
  • Employee theft of customer’s property coverage (up to $100,000 limit)
  • Commercial umbrella (up to $5,000,000)

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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