Janitorial Services

Product Features

• General Liability, Property and Inland Marine available for Residential, Office or Mercantile cleaning services
• Up to 50% of operations can involve floor waxing
• Up to 25% of annual sales can be subcontracted
• Up to 50% of annual sales can be from a combination of landscaping, lawn, maintenance, interior painting, carpet cleaning, and window cleaning
• Blanket additional insured available for commercial janitorial contractors
• Usually rated on a per-employee basis
• No liability deductible
• Some carriers provide free or discounted background check services
• Non-auditable policy in most cases
• Minimum premiums starting at $440

Optional Coverages:

• Broad optional coverages vital to janitorial services are available:
• Contractor’s equipment floater ($10,000 blanket limit, $2,500 any one item, $500 deductible)
• Rental reimbursement for damaged equipment ($250/day; $5,000 any one loss)
• Lost key coverage ($25,000 limit)
• Property damage extension ($5,000 each occurrence, $25,000 aggregate)
• Employee theft of customer’s property coverage (up to $100,000 limit)
• Commercial umbrella (up to $5,000,000)

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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