Beauty Salon / Barber Shop / Spa

Product Features
  • Property (if more is needed, ask underwriter):
    -   Risks up to $3,000,000 in total insurance value
    -   Coastal zones: $1,000,000 per location (excluding wind and hail)
  • General and professional liability up to $1,000,000 each occurrence/$2,000,000 aggregate
  • Additional excess/umbrella limits can be provided up to $5,000,000
  • No liability deductible
  • Rated based on the number of professional operators
  • Chair or booth renters can be considered named insureds under the salon’s professional liability
  • No designated premise restriction (with some markets)
  • Professional Liability is usually included automatically for services such as manicures, pedicures, waxing and massage
  • Tanning liability available
Eligible Risks
  • Barber shops, beauty or nail salons
  • Salons that offer massage services on an incidental basis
  • Salons that have tanning beds
  • Independent contractors
  • New ventures

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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