Artisan Contractor

Product Features

• General Liability limits up to $5,000,000
• Per project aggregate limits available
• Medical payment up to $10,000
• Blanket additional insured available
• Many classes have no deductible
• Primary non-contributory available
• Waiver of subrogation available
• Many classes with blanket additional insured and blanket waiver of subrogation at no additional charge
• Excess or Umbrella limits up to $25,000,000

Requirements

• Loss runs needed for any/all claims
• Additional supplemental applications may be needed

Advantages of Writing with Griffin

• A-Rated market for residential & commercial general contractors and roofers
• Ability to write contractors subbing out up to 100% of the work
• Will cover new ventures so long as applicant has 3 years' experience
• Can quote most accounts that have prior claim activity
• Broad tract limitations - up to 15 homes in any one site are available with in-house markets
• Coverage with no residential limitation is available on a brokerage basis
• Minimum premium as low as $650

Eligible Risks

• Roofers
• Plumbers
• Home Builders
• Developers
• Paper Contractors
• Framers & Siders
• Excavators
• Carpenters
• Drywallers
• Demolition
• Remodelers
• Janitorial Services
• Landscapers
• Junk/Debris Removers
• NY 5 boroughs are now eligible, but only for Artisans, not for General Contractors

Additional Coverages:

• Tools can sometimes be packaged, but usually on a separate policy
• Heavy Equipment, owned or rented

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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