Homeowners or Dwelling Fire

We can assist with risks that no longer qualify for your admitted markets, whether due to claim activity, location, occupancy, constructionyou name it!

Product Features

Homeowner policy forms available:
Personal liability coverage up to $1,000,000; ask about excess liability

  • HO3 – Replacement Cost/Special form
  • HO8 – Actual Cash Value/Basic Form
  • HO6 – Condo
  • HO4 – Renters

Dwelling Fire policy forms:
Premises liability available up to $1,000,000, depending on risk

  • DP3 – Replacement Cost/Special form
  • DP1 – Actual Cash Value/Basic Form

Optional Coverages:

  • Personal injury
  • Identity fraud
  • Scheduled personal articles
  • Replacement cost on contents, extended replacement cost available
  • Increased loss assessment and ordinance or law coverage available
  • Theft of building materials available
Advantages of Writing with Griffin
  • Fast turn-around time on quotes and bind requests
  • Flexibility and customizing through manuscript exclusions and endorsements
  • Online premium payments and Financing and Mortgage Bill available
Eligible Risks
  • Course of Construction (COC) or Renovations
  • Vacant
  • High value homes
  • Vacation & short-term rentals
  • Prior lapse
  • Multi-family (up to 4)
  • Multiple prior claims
  • Property titled in LLC, Trust or Estate
  • Knob and tube
  • Log homes
  • Post, pillar and pier foundation
  • Protection class 9/10
  • Risks that need roof exclusions
  • Challenged location (brush, coastal, etc)
  • Home with commercial exposure
  • Floating Home
  • Condos
  • Standalone Other Structures (minimum limit applies)

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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