Homeowners or Dwelling Fire

Product Features

Homeowner policy forms available:
Personal liability coverage up to $1,000,000; ask about excess liability

• HO3 – Replacement Cost/Special form
• HO8 – Actual Cash Value/Basic Form
• HO6 – Condo
• HO4 – Renters

Dwelling Fire policy forms:
Premises liability available up to $1,000,000, depending on risk

• DP3 – Replacement Cost/Special form
• DP1 – Actual Cash Value/Basic Form

Optional Coverages:

• Personal injury
• Identity fraud
• Scheduled personal articles
• Replacement cost on contents, extended replacement cost available
• Increased loss assessment and ordinance or law coverage available
• Theft of building materials available

Advantages of Writing with Griffin

• Fast turn-around time on quotes and bind requests
• Flexibility and customizing through manuscript exclusions and endorsements
• Online premium payments and Financing and Mortgage Bill available

Eligible Risks

• Course of Construction (COC) or Renovations
• Vacant
• High value homes
• Vacation & short-term rentals
• Prior lapse
• Multi-family (up to 4)
• Multiple prior claims
• Property titled in LLC, Trust or Estate
• Knob and tube
• Log homes
• Post, pillar and pier foundation
• Protection class 9/10
• Risks that need roof exclusions
• Challenged location (brush, coastal, etc)
• Home with commercial exposure
• Floating Home
• Condos
• Standalone Other Structures (minimum limit applies)

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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