Garage

Product Features

Garage Liability:

• Rated on total payroll for service, and number of employees for dealers
• Limits up to $3,000,000 aggregate

Garage Keepers Legal Liability:

• Rating based on TLV at any given time
• Capacity $250,000 passenger auto, $500,000 for heavy vehicles (additional limits need company approval)

Dealers Physical Damage:

• Rating based on TLV, average per vehicle
• $250,000/$500,000 capacity, additional limits need company approval
• $500/$1,000 minimum deductible

Medical Payment/PIP:

• Medical payments for individuals and/or corporations
• PIP primarily for individuals

Supporting Lines:

• Property can be packaged for buildings under $200,000 endorsed with RC
• BPP can be packaged for tools and equipment, written ACV
• Excess/Umbrella available up to $5,000,000

Advantages of Writing with Griffin

• Multiple non-admitted carriers
• New ventures considered
• Underwriting and binding authority in-house

Eligible Risks

• Motorcycle/ATV Sales & Service
• RV/Travel Trailer Sales & Service
• Valet Parking Service
• Mobile Mechanics
• Roadside Assistance
• Salvage or Repo Yards
• Upholstery, Glass, and Machine Shops
• Emergency Vehicle Sales & Services
• Autobody, Oil & Lube Shops
• Detailing and Vehicle Wrap Shops
• Diesel Mechanic
• Towing (cannot cover any towing-for-hire or any autos, only cover the lot and GKKL)
• Antique & Class Auto Dealers
• Mobility Equipment Sales & Installation
• Boat Sales & Service (if in-water exposure, need Marine Apps instead)
• Smog Testing Facility
• Car Wash (mobile OK)
• Ignition Interlock Installation

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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