Apartments

Product Features

Property:

• Total Insured Value: in-house limits up to $5,000,000; brokerage capacity $100,000,000+
• Coverage available for building, contents, business income, equipment breakdown, and outdoor sign
• Basic, broad or special form available
• Replacement cost, actual cash value, or functional building value

General Liability:

• $500 minimum premium for monoline Commercial General Liability
• Primary limits up to $5,000,000
• Medical payments up to $10,000
• Some additional interests at no charge
• Hired and non-owned auto available
• No deductibles with most markets

Optional Coverages:

• Tenant discrimination
• Crime (separate policy/application required)
• Earthquake and DIC (separate policy/application required)
• Excess/Umbrella limits up to $10,000,000

Advantages of Writing with Griffin

• Package or monoline available
• Broad eligibility includes clients with swimming pools, fitness centers, clubhouses, saunas, lakes/ponds, boat docks, playgrounds and sport courts
• Access to eight different in-house markets AM Best Rated “A-” or better
• Working with multiple markets gives us the ability to find the best fit for your client’s needs
• Quick turnaround time

Eligible Risks

• New ventures
• Single or multiple location apartment buildings
• Rooming or Boarding Houses
• Hostels
• Apartment Hotels, 5 or more units
• Some student housing (approval from carrier required)

Online Quoting

Most risks can be quoted online right away, but if you have trouble or would like to speak to someone instead, the Instant Quote Team is ready to help at 866.886.7175.

*Coverage may not be available for all accounts or in all states

*Applications will apply to most markets but in certain circumstances additional applications may be needed

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