Dwelling Earthquake or DIC (Earthquake, Landslide, & Flood)

Earthquakes are one of nature's most costly and destructive natural forces. Ensure your clients are protected if disaster strikes!

In addition to Earthquake, many homes in the Pacific Northwest are at risk for damages due to landslide and flood. Bundle Earthquake, Landslide, and Flood coverage into one policy by purchasing our Difference in Conditions (DIC) policy.

Product Features
  • Total insured value limits up to $10,000,000
  • Replacement Cost Coverage
  • 80% Co-Insurance
  • Deductibles based on a Percentage of the Total Insured Value (TIV)
    • Earthquake Deductible Options: 5%, 10%, and 15%
    • DIC Deductible Options: 5%, 10%, and 15%
  • Optional Coverages:
    • Adjacent Structures
    • Personal Property
    • Additional Living Expenses or Loss of Rents
Advantages of Writing with Griffin
  • Competitive rates, especially on older risks, brick, brick veneer, or stucco construction
  • Quick turnaround on submissions on risks that fall outside of instant quoting
  • Online premium payments available
  • Payment options available on most policies; Financing and Down+90-Day plan (4 payments total)
Eligible Risks
  • Earthquake Product available in most states
  • DIC Product only available in Alaska, Oregon, Utah and Washington
  • Any Construction Type
  • No age restrictions on buildings
  • Buildings do not have to be retrofitted
  • Secondary and seasonal homes
  • Course of Construction and Builders Risk
  • Condo or contents-only policies
  • Properties with chimneys or tile roofs

Quoting & Applications

Log in to obtain applications, additional info, or quote online.
*Coverage may not be available for all accounts or in all states
*Applications will apply to most markets but in certain circumstances additional applications may be needed
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